Arc is the future of banking for the innovation economy, filling the void left during the regional bank crisis in 2023. Arc helps venture-backed startups grow through its integrated cash management and capital markets platform. Like a traditional bank, Arc offers two core products – cash management and capital – however, Arc is not a bank. Through Arc, startups can access venture debt and working capital, deposit those funds into an FDIC-eligible account held with a top U.S. bank (Goldman Sachs, BNY Mellon), and invest idle cash in U.S. Treasury Bills that generate ~5.5% APY. With Arc, founders don’t need to choose between safety, liquidity, and returns — they get all three.
